City Loft vs Waterloo
Both from Sherwin-Williams's palette. City Loft reads as beige-greige, while Waterloo reads as blue — two distinct hue families, not close cousins. City Loft (LRV 70) reflects noticeably more light than Waterloo (LRV 13), a difference of 58 points that becomes especially apparent in rooms with limited natural light. City Loft runs warm while Waterloo is decidedly cool, which means they'll respond very differently to warm vs cool light sources. With a ΔE of 46.8, the contrast is hard to miss. These aren't variations on a theme — they're two different answers to the same question. Below you'll find 6 real-room photo comparisons where both colors appear side by side, plus 5 simulated room previews.
City Loft vs Waterloo in Real Spaces
6 real rooms side by side. Seeing City Loft and Waterloo in actual rooms makes the difference concrete; browse the spaces below to get a feel for how each color lives on a wall.
Living Room
In a living room, color works across both daylight and evening light — the same wall can read very differently at noon and at 8pm. The LRV gap is large enough that City Loft will make the room feel meaningfully brighter than Waterloo would.
Bedroom
The context that matters most in a bedroom is how a color reads under a bedside lamp at night, not under noon daylight. City Loft reflects noticeably more light off the walls, making the space read more open than Waterloo.
Bathroom
Bathrooms are one of the few spaces where you're genuinely enclosed by the paint color, which makes the choice between these two more consequential. City Loft reflects noticeably more light off the walls, making the space read more open than Waterloo.
Home Office
The test for a home office color isn't how it looks in a quick glance — it's whether it still feels right after a full day of work. City Loft reflects noticeably more light off the walls, making the space read more open than Waterloo.
House
Seen across an entire facade, subtle tonal differences become pronounced. What reads as nearly the same on a chip often reads as clearly different at scale. City Loft reflects noticeably more light off the walls, making the space read more open than Waterloo.
Color Details
City Loft vs Waterloo Simulated Comparison
5 simulated room previews — drag the slider on each to see City Loft on one side and Waterloo on the other.
Digital color is approximate. These simulations are generated from the manufacturer's hex values and overlaid on grayscale room photos — your screen's calibration, brightness, and viewing angle all affect how they render. Before committing to either color, test physical samples in your own space under the light you actually live with.
More City Loft comparisons
See how City Loft stacks up against other well-photographed colors across different brands and tones.
